I’ve been running around all day like I don’t know what. Bureaucracy, man. That’s why it’s so big and gregarious. If you don’t have the energy and the patience to keep tap, tap, tapping, most of us will just say, “Oh, screw it!” and throw in the towel. It takes a lot of energy, and a boost, a shot, of something. I don’t know what. To get through the nasty stuff.
Here’s an example:
I had this medical condition that happened to me about two and a half years ago. In California, doctors are “mandated reporters” so that if something happens to you — depending on the severity of the circumstances and their judgment, they are obligated to report it to the DMV. Now, my circumstance happend in the middle of the night when I was off the road, but it took me off the road (sorry about that) for three months. No driving. I had a hearing before the DMV to get my driving privilege back … but my rates are still frozen high without the “good driver discount” for the next three years.
I live in San Francisco. I barely drive right now. I take Muni. I walk. I pretty much drive to go to the Rainbow Grocery across town, or over to my boyfriend’s house 20 blocks away, or over to the gym in the Marina District. My old job was up in Marin, 20 minutes north. The only real driving I do is down to San Jose, an hour’s drive south. And that’s not too often. We’re looking at minimal driving.
I can’t remove this suspension on my “good driving” discount until November 2009.
Even though the DMV has cleared me, and I’m considered a good driver to them, the insurance companies are different. They told me that if I fax over a document to them, they’ll “consider” a lower rate. What the hell?? Why do I have to do all their work for them, when I was cleared by the DMV and allowed to drive again 2 1/2 years ago??
Sorry for the rant, but this is the way bureaucracy works, and one person against larger systems in tough economic times is up against a lot. California also just recently “reduced” insurance rates, so perhaps that’s another factor in my frozen rates for the next six months. …